Protect Your Income, Secure Your Future with SCC Insurance Group

Secure your income today with SCC Insurance Group. Ensuring financial stability when you can't work due to illness or injury. Safeguard your future now!

a man sitting in front of multiple monitors

Explore Comprehensive Protection for Your Financial Future

Explore comprehensive plans tailored to secure your financial future against unexpected life events, from illness to injury, ensuring peace of mind for you and your family.

Explore Our Financial Safety Nets Today

Comprehensive Coverage for Life's Unexpected Events. Secure Your Financial Future.

teal LED panel

Postal Income Replacement Plans

Income Replacement Insurance: Provides a percentage of your income if you're unable to work due to illness or injury, ensuring financial stability.

teal LED panel
a stack of coins sitting on top of a reflective surface
a stack of coins sitting on top of a reflective surface

Federal Income Replacement Plans

Offers tailored coverage for those unable to work due to sustained disabilities, ensuring financial security and peace of mind.

brown concrete building with statue

Critical Illness/Accident Coverage

Cash benefits paid directly to you if you’re injured or diagnosed with a serious illness — help cover bills, deductibles, and lost income

brown concrete building with statue
a stack of coins sitting on top of a reflective surface
a stack of coins sitting on top of a reflective surface

Guarantee Issue Life Insurance

Life insurance for Federal & Postal employees with no medical exams and simple enrollment, even if you’ve been declined before..

Testimonials

Jasmine Richards

SCC's income replacement is a lifesaver during tough times. Also, their lump-sum payment for critical illnesses really helped ease my financial stress!

Monica Chandler

After trying various options, SCC's Disability and Critical Illness Insurance really stand out. Efficient, straightforward coverage when you need it most. No fuss, just solid support.

Thomas Krazinski

Opted for SCC's Business Overhead Expense Insurance recently. Pretty straightforward and reassuring to know my shop keeps running, even if I'm out. A sensible decision.

FAQs

Quick Answers to Your Income Protection Queries

What is income protection insurance?

Income protection insurance provides a portion of your income if you're unable to work due to illness or injury.

How long after an accident or illness can I begin receiving benefits?

The waiting period for benefits typically varies from 30 to 90 days after an incident.

Are there limits to how long I can receive income protection payments?

Yes, the benefit period varies by policy, commonly spanning 2 years, 5 years, or until retirement age.

Does disability insurance cover both short-term and long-term disabilities?

Yes, disability insurance plans can cover both short-term and long-term disabilities, suiting various needs.

What kinds of illnesses are covered under critical illness insurance

Critical illness insurance typically covers conditions like cancer, heart attack, stroke, and kidney failure.

Why is Business Overhead Expense Insurance important for business owners?

It helps cover essential operating costs, ensuring your business can sustain operations if you're unable to work.